What makes us different:
ML&R Wealth Management adheres to the highest legal and ethical standard of practice — the Fiduciary Standard — ensuring that the only advice we give is what serves our clients' best interests. Fees, based on the value of investments we manage, are our only source of income. We do not receive commissions, 12b-1 charges, or other revenue from third parties that could create conflicts of interest with our clients. At ML&R Wealth Management, putting our clients first is more than just a statement, it's how we operate.
We advise our clients as we advise ourselves: investing in ways that enable broad diversification, low costs and appropriate levels of risk. Years of peer-reviewed research demonstrate this to be the most effective way to capture the best returns the markets provide. Our unique approach is one that prizes evidence over emotion and values academic research over and above the wildly fluctuating opinions that dominate the financial news cycles.
Another point of differentiation is the feeling of assurance our clients enjoy knowing they now have a customized wealth management plan designed to integrate and enhance every aspect of their financial lives. It's what we mean when we talk about True Wealth Management: a holistic, all-encompassing approach that goes well beyond just investment advice and incorporates all facets of our clients' financial lives, from tax planning to estate planning to risk management to retirement funding to charitable giving and beyond. By understanding and aligning these critical components of financial health, investors and their families substantially improve the odds of reaching their most important goals.
Ultimately, what sets us apart is what brings us together: a passion for evidence, a devotion to transparency and the promise to put our clients' interests first with everything we do.