Key Takeaways 2022 Market Summary The S&P 500 bottomed in October, rebounding in the fourth quarter to finish down 18.1% for the year. Value stocks were down less, 8.0% in the US and 6.9% in developed international markets, as...
Josh joined ML&R Wealth Management in the Summer of 2022. He brings a broad investment background to the ML&R Wealth Management team. Josh managed separate accounts for ultra-high net worth families and multi-billion-dollar mutual funds at an institutional money manager. He oversaw portfolios at several private wealth management firms, and prior to joining ML&R Wealth Management, Josh founded a firm that consulted other investment advisors on their investment lineups, investment strategies, portfolio design, and client communications.
Josh earned a Bachelor’s in Economics from the University of Michigan, Ann Arbor and a Master’s in Professional Accounting from The University of Texas at Austin. Josh is a Certified Public Accountant in Texas , a CERTIFIED FINANCIAL PLANNER™ professional, and holds a Chartered Financial Analyst® designation, a leading mark for investment managers.
- Investment Management
- Portfolio Strategies
The University of Texas
Master of Professional Accounting
The University of Michigan
Bachelor of Arts in Economics
- CERTIFIED FINANCIAL PLANNER ™
Articles By Josh Clifford
Read More
Investors have experienced a dramatic start to the decade with two stock market drawdowns of more than 20%. Here, we use two charts to illustrate how in the worst of markets, investors who maintain discipline can quickly capture the...
