Josh Clifford, CFA, CFP®, CPA

Josh joined ML&R Wealth Management in the Summer of 2022.  He brings a broad investment background to the ML&R Wealth Management team. Josh managed separate accounts for ultra-high net worth families and multi-billion-dollar mutual funds at an institutional money manager. He oversaw portfolios at several private wealth management firms, and prior to joining ML&R Wealth Management, Josh founded a firm that consulted other investment advisors on their investment lineups, investment strategies, portfolio design, and client communications.

Josh earned a Bachelor’s in Economics from the University of Michigan, Ann Arbor and a Master’s in Professional Accounting from The University of Texas at Austin. Josh is a Certified Public Accountant in Texas , a CERTIFIED FINANCIAL PLANNER™ professional, and holds a Chartered Financial Analyst® designation, a leading mark for investment managers.

  • Investment Management
  • Portfolio Strategies

The University of Texas
Master of Professional Accounting

The University of Michigan
Bachelor of Arts in Economics


Articles By Josh Clifford